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Blog Category - Pittsburgh on your lot builder

How to best handle your down payment

Categories: Buying a Home, Homeowner Tips, Pittsburgh on your lot builder | Posted: March 27, 2020 | Comments Off on How to best handle your down payment

 

Down payment 101

Down payment 101

Gone are the times in buying a home where you have to have a large sum of money saved up in order to purchase a home. Now, depending on your financing, the minimum down payment for a new home may be lower than you think. Combined with the current interest rates that are at record lows, many are finding it more affordable than they thought to purchase a new home! Parry Custom Homes, a premier Pittsburgh on your lot builder, shares how to best handle the down payment of your new home with the different options you will have.

It is important to consider where to store your funds for the down payment on a new home. Whether you have it in savings already or if it will be a gift from a family member, it’s good to have a plan in place on where this money will be housed. These three tips will help you with this decision and also avoid delays in securing your new home loan.

Tip number one: Do not house your deposit in your checking account

The first and one of the most important tips is to not put all your home deposit money in your checking account. Believe it or not, checking accounts can be a problem in home buying. If you keep your home loan money in your checking account where you pay your bills, it can look to a lender like you are spending your home loan money on your bills and everyday spending, which is not a good thing.

Instead, keep your money in a separate account or savings account that you are not taking money out of. It’s best to keep it in a separate savings account that has little to no activity.

Tip number two: Keeping it in another person’s account

If you are storing money in your parent’s bank account, even though it may be your money you will have to have them sign a “gift letter” stating that the money is donated, so your mortgage company knows it’s not another loan.

Even though the money is not technically a gift since it is money you own, your lender wont view the money in that way. Any account that is on paper that is yours, is considered your money. Any account that contains funds under another person’s name, is considered their money.

If you are in fact getting a gift of money from a family member, they will need to provide the gift letter as well as bank statements that show they have the funds to give the money to you as well.

Tip number three: Storing money in your safe

Hiding your money at home and away from the eyes and the ears of a bank doesn’t help you either. All financial institutions have strong anti-money laundering laws to prevent any criminal activity. The money you use to buy a home must be in your bank account for at least 60 days or the money has to be gifted, as mentioned above.

Cash deposits from any side jobs will be sure to create questions and conditions from your mortgage lender. It is best to do yourself a favor and when you are serious about buying a home, use your bank account to store all your funding.

Following the three tips above will not only make sure you are following the right steps when buying a home, but also prevent you from any time sensitive issues that could prevent you from buying the home or getting the loan you need, when you need it.

 

 

 

Parry Custom Homes is an established homebuilder in the Pittsburgh area.  Call or contact us today for more information.

Community Spotlight: The Trails!

Categories: New Homes in Pittsburgh, Pittsburgh on your lot builder | Posted: March 6, 2020 | Comments Off on Community Spotlight: The Trails!
The Villas at The Trails

The Villas at The Trails

Are you in search for a Pittsburgh on your lot builder? If so, consider the local family owned Parry Custom Homes to make your dream home a reality! We make the home buying process easy for our buyers and help them from start to finish. The perfect home starts with the perfect location, and we are here to help you find the perfect place to build your new home.

If you are looking for a new home in Penn Township area, or would like your children to attend the Penn Trafford School District, we have the perfect community for you!

The Trails is a wonderful small new home community with lots suited for a daylight basement. The Trails is located in the eastern suburbs of Pittsburgh, off of Route 130 in Westmoreland County.

Located just minutes from Monroeville and Murrysville, this great community is in close proximity for access to Route 30 and Route 22.

The Trails offers its residents private home sites that slope to the rear and have a beautiful scenic view of wooded rear yards.

This small private neighborhood is perfect for those buying their first home, starting a family, or an empty nester looking for a great place to relax and downsize into a quite and comfortable location.

For those of you who like basements, there are daylight basement homes on lots available as well in this great community.

To get to The Trails, take Route 130 to McWilliams road or take a right on Murrysville road, a left on Meadowbrook road, a right on McWilliams road and then a right on Old Trail Court.

For more information, call or email us anytime! If you would like to visit our Irwin Showroom, call 724-863-0199 for more information. The showroom hours are 10am-5pm.

 

Parry Custom Homes is an established homebuilder in the Pittsburgh area.  Call or contact us today for more information about this floor plan option, or to view other homes in our portfolio that may suit your new home needs.

Decorate your home for Spring – On a Budget!

Categories: New Homes in Pittsburgh, Pittsburgh on your lot builder | Posted: February 28, 2020 | Comments Off on Decorate your home for Spring – On a Budget!

After the cold, dreary months of winter, is there anything more exciting than March on our doorstep and Spring right around the corner? The warner temperatures bring vibrant colors, cool breezes, and much needed sunshine. What better way to usher out the snow and welcome the season with an indoor makeover? Get your home ready for the spring season with these budget-friendly indoor decorating tips.

Fresh flowers. Flowers add a pop of color and life to any room. But not everyone has a green thumb or the garden space to plant a variety of flowers. Visit your local supermarket for fresh and pre-arranged bouquets to liven up any room in your home. To keep flowers looking fresh longer, use room temperature water and cut the stems (about 1 to 2 inches) before putting them in a vase. Look for flowers at your local grocery store, co-op, or farmer’s market.

De-clutter your home. During the winter, homes tend to accumulate a lot of extra stuff. Holiday decorations, cold-weather gear like boots and hats, and extra blankets can make your home feel small and cluttered. Now that the spring season is arriving, it’s time to de-clutter these spaces and simplify things. You can also try for a monochromatic feel with soft whites and light colors. Your home will feel bigger and brighter with that extra space.

Create an edible centerpiece. Spring brings with it a bounty of fresh fruits and vegetables. This produce is beautiful on its own, so why not use it as a centerpiece? Find your favorite serving bowl, or go shopping for one, and fill it with bright oranges and fresh apples. The best part about this decorating tip? You can eat it!

Buy or make pillow covers. Pillows are an excellent way to decorate on a budget. You can instantly change a room by switching up a pillow cover, which is an easy cost to manage. This has to be one of the easiest ways to decorate a room – no fussy arrangement needed. Just throw a few pillows onto your couch, chair, or bed for a new look. These covers aren’t expensive to buy or make, and storing them takes almost no room at all.

Swap out or put away throw blankets. In the fall and winter, there’s nothing better than curling up under a fuzzy blanket. But we’re saying goodbye to cold weather, so it’s time to put away or swap out those thick, dark-colored blankets. Look for thinner blankets in vibrant colors, like pastel blues or yellows, to give a lightened up look to your living room. For an even more budget-friendly option, repurpose leftover light-colored fabric and drape it over your couch. You’ll be surprised how much this simple action changes the entire feeling of a room.

Faux plants or flowers. Fresh flowers are relatively affordable, but maintaining the look can be a hassle. Faux plants or flowers have only an upfront cost and can add a nice natural look to your home. You can change the pot or vase for a fresh décor and never have to worry about cleaning up wilting or dead flowers left out too long. Craft stores often carry these plants and flowers at an affordable rate.

These easy options help your home look brighter and more vibrant without breaking the bank. Preparing your house for Spring will help you bring in the new season and transition from the darker months with ease. Brighten up your home with flowers and new fabrics, and enjoy the sunshine.

 

Parry Custom Homes is an established homebuilder in the Pittsburgh area.  Call or contact us today for more information about this floor plan option, or to view other homes in our portfolio that may suit your new home needs.

Top considerations before tackling a DIY bathroom project

Categories: Pittsburgh home builders, Pittsburgh New Home Builder, Pittsburgh on your lot builder | Posted: February 7, 2020 | Comments Off on Top considerations before tackling a DIY bathroom project

 

If you are planning to sell your home this spring or just simply plan on making some updates to your own home this year, the bathrooms in a home are a main make or break decision maker that buyers look for in a new home, as well as the place in which homeowners spend a good deal of time in as they get ready for and wind down each day. Parry Custom Homes, a premier Pittsburgh on your lot homebuilder, shares tips on what to be aware of before you tackle your bathroom remodeling project.

One of the first things you need to do before even going to the store to look at items for your bathroom remodel, is to properly layout and space the bathroom and the adjustments or renovations you plan to make.

A far too common mistake when homeowners try to tackle a DIY bathroom project, is underestimating the amount of space in their bathrooms. You may be eager to find great new items for your bathroom, such as new cabinets, sinks, storage, etc. however, you need to be sure you measure and apply what makes sense for the space you have before purchasing anything. Just because something may fit in your bathroom, doesn’t mean it is the right size for the space.

The next thing you need to think about and plan, is where things need to go and what makes sense for room and location. For example, if you are redoing the shower in the bathroom, be sure to leave more than enough room so that shower doors can fully open and close to get in and out of easy. Also, be sure if there are doors in the bathroom, all doors can open without bumping into anything.

Then there are smaller things to consider, such as the number of outlets and the location of those outlets. For example, you will want to have outlets by the sink so that you could plug in hair dryers, lights and so on. You also need to be sure to position things like towel and toilet paper holders at the right height and location.

The next thing you want to do is be sire not to choose the wrong materials for your bathroom. For example, be sure to only select materials that can stand up to harsh cleaners, as well as the moisture that you will run into in a bathroom space. Do not go with any porous materials that will retain moisture and cause hidden mold to grow over time.

Another item on your list you will need to be sure is at the top of your list, is proper ventilation for your bathroom. If you forget this step or don’t allow for proper ventilation, your bathroom can end up with mold, mildew and other costly problems as time goes on. It is also very uncomfortable to be in a bathroom that has poor ventilation. One small but powerful thing to do is be sure to install a quality ventilation fan. These can typically cover any size bathroom and will do wonders in keeping any mold or mildew at bay.

Once you have these items in place, be sure to think about your bathroom lighting. While this often falls as one of the last items on a bathroom to-do list, as you very well may know poor bathroom lighting can cause major issues. No one wants to have to get ready in a dimly lit bathroom, so be sure to install the correct type of lighting as well as the correct amount of lighting to your liking.

Lastly, don’t let storage fall by the wayside. Especially if you are selling your home, a major downfall of buyers losing interest in a home is if there is little to no storage in the bathrooms. Be sure to consider things like toiletry, towels, paper products and so on that most homeowners like to keep in their bathrooms and want to have room for.

 

These simple tips will give you the best chance at a great DIY bathroom project!

 

 

Parry Custom Homes is an established homebuilder in the Pittsburgh area.  Call or contact us today for more information about this floor plan option, or to view other homes in our portfolio that may suit your new home needs.

Mountain Ridge Estates- A great place to call home!

Categories: Custom Home in Pittsburgh, Pittsburgh on your lot builder | Posted: January 30, 2020 | Comments Off on Mountain Ridge Estates- A great place to call home!

 

If you are planning to buy a new home this spring or summer season and are searching for the perfect place to build your new home, look no further! Parry Custom Homes, a premier Pittsburgh on your lot builder, is proud to share a beautiful new home community located in North Huntingdon, PA that would be an ideal location to call home.

Located in Westmoreland County, this beautiful new home community provides two cul-de-sac streets, which are ideal if you have kids at home or if you crave more privacy and a less busy atmosphere in terms of traffic around you.

Mountain Ridge Estates comes by its name honestly, as it sits atop the ridge of a mountain! It has the most picturesque views you can find and the wooded backyards offered in this community add to the overall appeal and charm. Imagine having your morning coffee and getting to enjoy the views this community has to offer- everyday!

You can also get the privacy and wonderful scenery from the private wooded lots that surround this beautiful community. There are 23 acres of green space and land that has been left undeveloped, so you can get out and enjoy the beautiful spring air as nicer weather comes to your doorstep this season.

What makes this community even better, is the location! Mountain Ridge Estates is conveniently located just 16 miles from Pittsburgh and just 5 miles north of Monroeville. So, not only can you enjoy a great location, privacy and scenery but you can still be close to all of the action Pittsburgh has to offer whenever you choose!

Those with children of school age or who will be of school age in the future, will be thrilled to know that this wonderful community is also  location in the Norwin School District, which has consistently been listed high amount the school rankings in Westmoreland County as well as across the greater Pittsburgh area.

This neighborhood offers approximately 48 home sites, so once they are purchased this amazing opportunity and location will be gone! Be sure and contact the team at Parry Custom Homes to learn more about how they can help you build your new home in this amazing location.

 

 

 

Parry Custom Homes is an established homebuilder in the Pittsburgh area.  Call or contact us today for more information about this floor plan option, or to view other homes in our portfolio that may suit your new home needs.

Floor Plan Spotlight: The Loretta

Categories: Custom Home in Pittsburgh, Custom Home Plans, Pittsburgh on your lot builder | Posted: January 24, 2020 | Comments Off on Floor Plan Spotlight: The Loretta
The Loretta

The Loretta

If you are looking for a Pittsburgh on your lot builder this New Year, you have come to the right place! Parry Custom Homes is the premier custom builder for custom homes in Pittsburgh and offers stunning new homes to most any buyer and budget.

We also offer a wide portfolio of home plans for our buyers to choose from, which can allow them to visually pick and choose what specs of a new home they like and customize the rest!

One of our most popular floor plans that work great for a first time home buyer or even a second time buyer wanting to purchase a new home, is our Loretta floor plan.

The Loretta plan is a stunning 2-story home that starts from the $240’s. This home is incredibly spacious for the price, spanning over 2,240 square feet.

This great home has 4 bedrooms, 2 bathrooms and 1 half bath. It is ideal for someone looking to start a family, or a family looking for some extra space and still not blow the bank.

The first floor of our Loretta plan has a gorgeous foyer as you walk in the front entrance, as you see a straight entry fireplace. There is a kitchen and great room along the rear of the house as well. The dining room in this home is located to one side of the foyer and the den is located on the opposite side of the foyer. There is a powder room right next to the foyer as well, allowing for the perfect location to entertain guests.

The second story of our Loretta floor plan features a master suite with a large bath and closet. There are 3 additional bedrooms upstairs as well as 2 full baths. A great feature about this home is the second floor laundry room that is included for the ultimate ease in doing laundry. It just makes sense!

Lastly, this plan includes a full basement under the entire first floor living area that can be turned into a great man cave, workout room, or additional play area for the kids. The options are endless!

To learn more about our Loretta plan or for help in finding the perfect home plan to suit your needs, contact us anytime! We are here to help buyers find their dream home.

 

 

Parry Custom Homes is an established homebuilder in the Pittsburgh area.  Call or contact us today for more information about this floor plan option, or to view other homes in our portfolio that may suit your new home needs.

Savvy Gardeners Understand Climate and Weather

Categories: Homeowner News, Homeowner Tips, New Homes in Pittsburgh, Pittsburgh on your lot builder | Posted: January 17, 2020 | Comments Off on Savvy Gardeners Understand Climate and Weather

 

Spring Gardening Tips

Spring Gardening Tips

Spring may still be a few months away, but dreaming of warmer temperatures may have you ready to get in your garden. Spend the next few months studying up on what plants will work best in your environment. Savvy gardeners keep one eye on the sky and the other on their plant beds. They give nature a nudge by understanding the climate, learning how to read the weather and then creating a landscape that fits. Parry Custom Homes, a premier Pittsburgh on your lot builder, shares information on how to grow the best garden possible this spring!

It’s good to know what the weather is doing, why it’s doing it and what it will do next. If you go with your climate and soil, your garden will be much more successful and if you choose the appropriate plants and tend to them well, you’ll save money because there’ll be fewer failures.

Learning how to read clues about upcoming weather can result in a more productive garden.

You can predict whether there will be a frost by noting the temperature and the rate it changes at dusk, can predict whether dew will form. Calculate the atmospheric humidity and you’ll know how likely it is to rain or snow. Watch the clouds for approaching weather fronts and gathering storms.

Soil and climate are closely linked. At the extremes, desert soils are sandy while tundra soils are low in nutrients because vegetation is so limited.

The more sand you have, the faster it will drain, so you might need to irrigate. Clay retains water and is very fertile because it stays wet it tends to be cold in spring, so you can’t work it or plant it early in the year.

Silt is very fertile. Loamy soil, which is best of all, has approximately equal parts of clay, sand and silt.

Then there are microclimates, which can vary depending on the size and shape of your property.

Lower terrain may have lower temperatures than higher terrain. Exposure to sun and wind can create a dry microclimate even in areas with adequate rainfall.

When you have a few days of unexpected 65-degree weather come February or March, people may think they can plant. But nature has a way of getting even and it’s best to stay with the tried and true. Things aren’t what they used to be, but nobody can be certain what the weather is moving toward.

 

 

Parry Custom Homes is an established homebuilder in the Pittsburgh area.  Call or contact us today for more information about this floor plan option, or to view other homes in our portfolio that may suit your new home needs.

Need to get your home first impression ready for the spring market?

Categories: On Your Lot Builder Pittsburgh, Pittsburgh on your lot builder | Posted: January 10, 2020 | Comments Off on Need to get your home first impression ready for the spring market?

 

Home For Sale in Pittsburgh

Parry Custom Homes

Before you know it spring will be on our doorstep and if you are planning to sell your home this spring, chances are you have been spending the past colder months preparing the inside to be buyer ready. However, everyone knows a first impression is make or break when it comes to shopping for homes. Is your homes exterior ready for its close up? Parry Custom Homes, a premier Pittsburgh on your lot builder, shares tips on how to get your home ready to make the best first impression it can on buyers.

The first step as you might have guessed for getting your home ready for its up close and personal visit with prospective buyers, is to clean, clean, clean. This means, cleaning all of your exterior windows, your front door, giving your deck, driveway and anywhere else that may need it a good power washing as well.

You will also want to do the lawn aesthetic items, such as trimming your bushes, moving your lawn and cleaning up and flower beds that may have gotten ruined from the winter months. You can also use your garden hose as a type of power-washer for your fence, sidewalk, driveway and so on.

Next, if you aren’t going to re-paint your homes exterior as a whole, be sure to give a fresh coat of paint to the accent areas of the home. Focus on your trim, front door, shutters and anywhere else that might need some TLC in the painting department.

Consider adding a touch of new to your front doorway, buy adding some elegant metal door numbers to the front of your home. A nice new front door rug and a seasonal wreath are also great touches that say “welcome home” to buyers.

Another great inexpensive update is to change out and update your light fixtures on the exterior of your home. Most home décor centers have nice light fixtures for around $20 and they can really make a big difference in terms of look and even the light that is given off at the front of your home.

If you have a front porch on your home, be sure to show that off with some great furniture, a rocking chair or seat. This is a great way to show off outdoor living space on the front part of your home.

Lastly, be sure to bring some life to the front of your home by either planting some flowers or placing potted flowers in planters at the front door.  This is a great way to welcome spring and have your home be one of the first to reflect that!

 

 

Parry Custom Homes is an established homebuilder in the Pittsburgh area.  Call or contact us today for more information about this floor plan option, or to view other homes in our portfolio that may suit your new home needs.

Home listing photo do’s and don’ts from the experts

Categories: Pittsburgh on your lot builder | Posted: December 27, 2019 | Comments Off on Home listing photo do’s and don’ts from the experts

 

If part of your New Years plans include putting your home on the market, be sure you attract the right attention with your listing photos you place online for your home. If you have bad or non-professional listing photos, you are more than likely to have a lot of your buyers bypass your home as one they want to consider as they are shopping around. On the flipside, if you have great listing photos you can have showings non-stop and a buyer even quicker! Parry Custom Homes, a premier Pittsburgh on your lot homebuilder, showcases nine tips to give your home the best first impression to buyers searching online.

First, be sure the first shot of your home that is on your listing is the exterior of the home. If you place an interior shot as the opening shot, most buyers will assume something is wrong with the exterior of the house and won’t even bother to click on your home to see what it looks like. So be sure to have a curb shot taken that shows the entire home with space around it, and be sure not to have any cars or outside objects in the photo (think trash cans, kids toys, and so on.)

Next, if you are taking the photos yourself be sure that your photos are all perfectly centered and they aren’t taken at any angle making it look like the house is slanted or leaning.

Third, be sure your home entryway is setup and shot to welcome visitors. Take a photo of your entryway and leave the front door open to send a welcoming message to buyers that your door is open and ready for them to see up close and personal.

Fourth, be sure to take down all signage that could scare buyers off. If you have a ‘beware of dog’ sign or security stickers or signs all around your home, that sends the opposite of a welcoming message to your buyers and may worry them that the home is unsafe or has been robbed before.

Fifth, do consider taking a bird’s eye view of your home. This allows them to see the property. Especially if you have land, a pool, lake or waterfront location, you can easily showcase this with an aerial shot.

The sixth thing you will want to be sure and capture in your homes photos, is the selling points of your home and take several photos of them. If you have huge closets, showcase them! If you have a newly updated kitchen with great appliances, be sure to take several photos both far away and up close to highlight those things.

The seventh thing to be sure and not do (and really this should be number one) is be sure not to capture yourself in the reflection of any mirror in your photos! Nothing screams unprofessional photos more than a buyer being caught on photo taking pictures of their bathrooms.

The eighth thing you will want to do, is be sure and stage the rooms of your home before you go through and get room shots. If you still have furniture in your home, it needs to be showcased nicely, neat and tidy. There should be no clutter, trash, or personalized things on the walls that will make it scream “your home” and not someone else’s vision for the home.

Lastly, be sure when you take photos of your home that the only thing in the photos are the rooms themselves. Check to make sure no pets, kids, toys and so on slip into the pictures. If your cat is seen sleeping on the couch, and a buyer shopping doesn’t like cats or is allergic to them, they may not even want to visit your home after seeing your cat in the photos! You might think your pets are adorable, but keep them to family photos and not your homes listing photos.

 

These nine simple tips can have your home looking it’s best and give it the best chance to be sold in no time!

 

Parry Custom Homes is an established homebuilder in the Pittsburgh area.  Call or contact us today for more information about this floor plan option, or to view other homes in our portfolio that may suit your new home needs.

A first-time buyer guide to making an offer on a home

Categories: Pittsburgh on your lot builder | Posted: December 20, 2019 | Comments Off on A first-time buyer guide to making an offer on a home

 

 

If a new home is on your Christmas list this season, you have probably been searching online, attending more open-houses than you would like to admit and already been approved for your loan. If Christmas has come early and you found the home that feels like “the one,” you might be ready to make your first offer! Parry Custom Homes, a premier Pittsburgh on your lot builder, shares tips on what you should know when making an offer on a home.

First, have confidence in your search experience. If you have been looking for homes for a while, narrowed down what you want and need in a home and the location in which you want to live, don’t second guess yourself when it comes time to make an offer on a home! Trust the time and effort you have put into the experience will lead you to the right home.

Next, learn everything you can before deciding on your offer. For example, know the story of the listing. Know how long the home has been on the market, if there are other offers on the table, and if there is a certain day or time that the sellers are going to look at the offers. Knowing these things in advance can be crucial in not only what you offer, but when you need to have an offer made by.

Then, you want to review the comps in the area that you are looking to make an offer. Your agent should send you the last six months of recent sales data to review and compare in terms of what is a fair offer for the home your are interested in.

Be sure to look at the most recent pending sales in the area. Those will represent the most recent sales in the market and you can figure out a ballpark selling price.

Next, be sure to give your lender a heads up before you make an official offer. You will need to get a pre-approval letter to go with your offer and you will also want to be sure and have updated mortgage rates since these changes daily.

Then, discuss the terms that you want to plan for such as how long will your inspections take, do you want to close quickly or do you need longer, and so on. Remember that terms can be a make or break deal as well. If the seller wants a quick close, they will most likely go with the buyer that can give them that. If you are competing with an all-cash offer, make sure your loan terms are foolproof.

Lastly, remember that there are indeed other houses out there! Sometimes you don’t get the first home you put an offer on. While it can be disheartening, there are always other homes for sale at any given time.

So, keep on searching for your new home until you find (and close) on the home of your dreams!

 

Parry Custom Homes is an established homebuilder in the Pittsburgh area.  Call or contact us today for more information about this floor plan option, or to view other homes in our portfolio that may suit your new home needs.